How to Stay Frugal and Within Budget When Buying Groceries

How to Stay Frugal and Within Budget When Buying Groceries

Staying frugal and within a budget during grocery shopping can be hard depending on where you live, what stores are nearest you, and what product you are buying/need. For me this can be complicated because I include any household items like cleaning supplies, or beauty/body items like lotions, soaps, and vitamins in my grocery budget and my skin requires specific things to stay calm, and doesn’t really care what the price is.

There are a variety of ways to do this but I’m going to give you what I do to stay frugal and keep my spending within my budget.

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How to Get Your Financial Game Together as a Millennial

How to Get Your Financial Game Together as a Millennial

There’s a lot of advice out there for those first starting out with their finances. To recent grads to college students, to those who have their first full-time job, but what about those of us who are past that point but still not quite at the point of buying your own home?

I’m currently in that area and want to share with you my advice on how to survive the financial mystery of still being relatively broke, but not broke enough that you’re living paycheck to paycheck.

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4 Post-College Preparations to Have Ready Before You Graduate

4 Post-College Preparations to Have Ready Before You Graduate

 

With the end of the year rapidly approaching, figuring out what you’re going to do after college can be a huge deal. Some may already have jobs lined up, or know their housing situation or even have a grand journey to move across the country. Some of you might move back in with your parents. Some will find themselves independent and living in their own apartment.

But how do you get yourself ready for all of this? What do you need to start looking for? Well, here’s a basic list of what you should be looking into and figuring out before you walk across that stage, diploma in hand.

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How to Deal with Unemployment: Take Back Millennial

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Unemployment is something a lot of college graduates are worried about. I was once one of those people. I spent three months before graduation and about five months after searching for some sort of job.

That in itself is also a problem. I was so desperate for a job that I was willing to take anything from menial office work to fast food positions. That’s incredibly demeaning to someone who spend four years and tens of thousands of dollars on a degree to have to ignore all of that because the only job you can get is part time for $9 an hour. (Pro Tip: If you have a degree it’s more likely you won’t be hired for fast food type jobs due to your motivation to rise the ranks)

So how do you deal with unemployment as a millennial? I have compiled some of the best reasons, advice, and tips on how to get yourself employed as a millennial. 

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How to Capitalize on Living at Home

How to Capitalize on Living at Home

 

Living at home after graduation, or moving back home after hitting a rough financial situation, has become significantly more common. It’s not a bad thing, but there are many ways to improve yourself while living at home or with family for free or discounted rent.

Figuring out ways to make living at home a better experience is crucial for not only improving your quality of life, but also staying sane while living with family. Here I’m going to list some of the better ways to capitalize on living at home.

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4 Post-College Finance Tips to Get You Started in the Real World

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Landing your first job post-college is a big deal. You spent years studying your ass off, potentially accruing a crippling debt in the process, and now you have the chance to start paying it all back, and become a productive member of society. Post-college finances are a big deal.

Finances are something a lot of people struggle with, not just young adults out on their own for the first time. Between student loans, credit card debt, unpaid medical bills, and emergencies, it’s no wonder people lose track of their finances.

Hopefully with these tips you will help prevent you having more serious financial issues in the future.

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5 Stages of Underemployment

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Being unemployed is one thing, but what about being underemployed? What happens when you end up in a basic job for barely minimum wage, yet you have the credential to do so much more? 

It Sucks.

You spent all that time getting a degree, certification, or diploma of some sort and you get stuck doing menial office work, or have to resort to fast food just to attempt to survive. Here are a few things I learned while being unemployed.

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